Cheap Car Insurance in Ashland Virginia

The driving environment that you live in plays a large role in determining the cost of your insurance. This factor includes the roads you typically drive on, whether you park on the street, and whether you live in an area that tends to be prone to accidents, theft, or vandalism. Certain updates to your vehicle can minimize some of these factors. Installing an anti-theft device or alarm system may also help lower your rate if you live in a high-risk neighborhood.


GEICO is a top auto insurance company in Ashland, Virginia. Their cheap car insurance is not only affordable, but also provides top-notch coverage. Whether you're driving a brand-new car or an older one, GEICO has a policy that will fit your needs. In addition to great customer service and affordable rates, GEICO also offers many discounts for combining car insurance with home insurance.

The lowest premiums you'll find are from Geico, as it charges $839 less per year than the average state rate for drivers with poor credit. Insurers charge higher rates to drivers with poor credit because they are more likely to file a claim. For this reason, average rates for drivers with poor credit are 44% higher than the average. However, you can still find affordable insurance if you know where to look.

Geico also offers the best rates for minimum coverage, as it costs an average of $1,072 per year. This is nearly 37% cheaper than the state average, and is a great option for drivers who are looking to save money on their insurance. However, you should be aware that there are no guaranteed minimum coverage rates in Virginia. So, it is important to shop around and compare quotes from several insurance companies before you make a decision.


USAA offers cheap car insurance in Ashlend Virginia for active-duty and former military members, as well as for those with good credit. In the state, the average annual premium is $866. The cost of this policy depends on your credit score, but the average is $838 less than the state average. A poor credit rating will cost you more money than a good one, so insurers tend to raise rates accordingly. Those with poor credit will pay a rate 44% higher than drivers with good credit.

When determining the rate you will pay for car insurance in Ashland, Virginia, it is important to compare different companies. USAA is one of the cheapest options, but if you do not qualify for USAA, you may need to look at State Farm. Similarly, if you are not eligible for USAA, you may want to compare rates from other insurance companies. Using an online comparison website, you can find out what your car insurance premium is.

USAA also offers cheaper rates for younger drivers. Young drivers should consider USAA because their rates are 43% cheaper than the average. Those who are in the military can get a discount on the minimum coverage as well as full coverage. However, the company has a policy fee of $500, so you might want to compare quotes before you decide to sign up for it. Nevertheless, remember that you must meet the financial responsibility requirements before purchasing car insurance.

Farm Bureau

If you are looking for cheap car insurance in Ashland Virginia, consider switching to a company run by the Farm Bureau. Founded in Ashland, Virginia in 1892, the Farm Bureau has been providing insurance services for more than 60 years. A member of the Farm Bureau means you support agriculture and farming. Perhaps you are an active member in your community, and want to protect the way of life you love. Whatever the reason, the Farm Bureau can offer you competitive rates and service.

In addition to offering cheap car insurance in Ashland, VA, the Farm Bureau also offers a variety of annuities. Both immediate and deferred annuities have their pros and cons, and choosing the right annuity depends on your financial situation and market conditions. Fortunately, you can talk to a knowledgeable agent about annuities to find out more about your options. Hayden Pryor, a state farm insurance agent in Ashland, VA, can help you find a good annuity for your needs and provide financial opportunities.

While many people don't like to be cheap, they don't really like to be called that. But it's possible to get cheap auto insurance in Ashland Virginia by shopping around. You can compare auto insurance quotes from multiple providers and see which one gives you the best rate. One company, for instance, is $300 below the average state rate, so even if you commute for just ten miles each day, you can still save hundreds of dollars.


If you live in Ashland, you've probably noticed that car insurance premiums vary a lot from place to place. Property crime rates and accident rates can vary greatly from city to city. If you live in a high-crime area, your auto insurance premiums will be higher than those in a safer city. To avoid paying more than you need to for car insurance, shop around and take your time comparing quotes.

The company Snapshot allows consumers to personalize their rates based on their driving history and other factors. Using Snapshot can save customers up to $146 a year on their car insurance premiums. You can even take their free Snapshot Road Test, which offers discounts for safe driving. Then, once you've completed the road test, you'll be rewarded with a cheaper auto insurance quote.

If you're a safe driver, you can also take advantage of Progressive Snapshot. This auto insurance company personalizes your rates based on your driving history and zip code. You could also save money by bundling home and auto insurance in Ashland. Finally, Virginia has strict driving regulations for teenagers. You can get a quote from Progressive for just $151 a month - that's 28% less than the average quote and $158 less than the next best option.

Farm Bureau for drivers with a low credit score

Farm Bureau car insurance for drivers with a bad credit score in Ashland Virginia is available for all drivers, including those with low scores. This company offers competitive quotes, a reputation for excellent customer service, and an annual membership fee of less than $100. The price competition is fierce, but the membership fee is more than offset by the industry-leading rates. Members also get discounts on entertainment and travel, as well as prescription drugs.

In Ashland, Farm Bureau has a presence in every state. While not a direct competitor, the organization sells insurance policies through regional affiliates and a statewide subsidiary. Members can also get discounts from partner insurers, including the large national carriers. The Complaint Index of the Texas Farm Bureau is below the national average of 1.00. The company's performance is closely monitored by its subsidiaries, which help to keep policy prices down.

Farmers have the lowest rates for drivers with a poor credit score in Ashland. A $111 monthly rate from Farm Bureau is 31% less than the average. Another low-credit-score auto insurance provider in Ashland is Erie Insurance. Their $1,116 annual rate is 41% lower than the national average. So, while driving with a low credit score is a challenge, it doesn't have to be impossible.

State Farm for drivers with a DUI

Despite the fact that you have a DUI, State Farm is still willing to insure drivers with a conviction. If you've recently been convicted of a traffic offense, such as driving without insurance or without a license, you'll need to file an SR-22 or FR-44 form with the state. These insurance policies will cost you 212% more than a clean driver's insurance policy, but the good news is that your rates will decrease significantly after three to five years.

In Ashland Virginia, if you're thinking about buying a policy, you've come to the right place. Unlike some other insurers, State Farm is one of the cheapest auto insurance companies after a DUI. You can get a quote for a policy for as little as $151 a month with this company, which is 28% less than the average quote and $158 cheaper than the next best option.

Whether you're looking for homeowner's or renters insurance in Ashland, Ken Loving can help. Renters insurance from State Farm allows you to protect your belongings. Whether you have a home or rent it, renters insurance offers global coverage and can help you pay off your mortgage. It is important to protect your family's future by having adequate coverage for your assets. Contact Ken Loving today to learn about affordable policies and get a quote.